It’s true that all catalogue companies will accept some degree of risk and will accept customers with a less than perfect credit rating.

Running a credit catalogue account well will start to help improve your credit rating and over time this will provide evidence that you are able to keep up repayments and can lead you into the path of credit cards, loans and main stream providers.

Stay within your catalogues credit limit at all times, you should also ensure you make your repayments on time each and every month, setting up a direct debit is an ideal way to ensure that you are able to make repayments without forgetting.

Ensure you spend what you can afford to avoid getting yourself into debt and remember, rebuilding your credit rating takes time, there is no overnight cure and no plaster that’s going to improve things right away.


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Credit Catalogues

A Pay monthly Credit catalogue can help you build or rebuild your credit rating. Applying for your pay monthly catalogue only takes a few minutes...

Catalogues with Credit

If you are successful when you apply for your Catalogue you will be offered a credit limit which you can spend up to with your catalogue.

Bad Credit Catalogues

A bad credit rating doesn't have to stop you getting accepted for a pay monthly catalogue, in fact, you can apply for a Guaranteed no credit check catalogue with us.

Catalogue Credit Limit Increases

Your Catalogue credit limit can be increased from time to time. Every 3-6 months your Catalogue credit limit will be reviewed, this means you could have more spending power and this could also improve your credit rating.


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