Running a credit catalogue account can help build and strengthen your credit rating. That is of course if you manage your account well. That’s ensuring you make your repayments to your Catalogue on time each month.
Catalogues with credit report back to the credit reference agencies, this means that you have a great chance to build or rebuild a credit rating by just keeping up with the repayments.
As catalogues like to increase credit limits, this will offer a better credit utilization.